MASS BAY
South Boston, MA · State Credit Union · Chartered in MA
Who can join
State government employees (special charter)
Members
17,688
Net Worth Ratio
11.26%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$367.7M
Peer Group 5
Members
17,688
as of latest quarter
Net Worth Ratio
11.26%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$367.7M
Total Shares
$260.5M
Total Loans
$305.8M
Net Income
$461K
Net Worth Ratio
11.26%
≥7% = Well Capitalized
Members
17,688
Return on Assets
0.13%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.32%
$982K
Loan-to-share ratio: 117.4%· healthy range 60–80%
Branch Locations
NCUASouth Boston
147 W 4th St, South Boston, MA, 02127
8:45 AM to 4:15 PM
Quincy Center
1250 Hancock St, Quincy, MA, 02169
8:45 AM to 4:15 PM
Everett
183 Main St, Everett, MA, 02149
8:45am-4:15pm
Seaport Branch
409 D Street, South Boston, MA, 02127
8:45 to 4:15 M-W, F8:45 to 6:00 Th
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/mass-bay" target="_blank" rel="noopener">View MASS BAY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.