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Murray, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Occupational / select employee group

Charter #22978Est. 1978RSSD: 89386

Members

2,002

Net Worth Ratio

10.06%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$23.9M

Peer Group 3

Members

2,002

as of latest quarter

Net Worth Ratio

10.06%

Well Capitalized

Institution Profile

NCUA

Address

1312 Main St, Murray, KY 42071-1823

Chartered

1978

Branch Locations

2 locations

Membership Eligibility

Occupational / select employee group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$23.9M

Total Shares

$21.2M

Total Loans

$14.2M

Net Worth Ratio

10.06%

≥7% = Well Capitalized

Members

2,002

Loan-to-share ratio: 67.1%· healthy range 60–80%

Branch Locations

NCUA

Main Impact Federal Credit Union

1312 MAIN ST, Murray, KY, 42071-1823

Monday-Thursday 8:30 to 4:00 / Friday 8:30-5:00

Main

Regions Bank

515 N 12th St, Murray, KY, 42071-1652

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.