🏦Bank Scorer

M O

Huron, SD · Federal Credit Union · Chartered in SD

Well Capitalized

Who can join

Community — open geographic area

Charter #7020Est. 1950RSSD: 254380

Members

1,759

Net Worth Ratio

13.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$41.4M

Peer Group 3

Members

1,759

as of latest quarter

Net Worth Ratio

13.68%

Well Capitalized

Institution Profile

NCUA

Address

1730 Dakota Ave S, Huron, SD 57350

Chartered

1950

Branch Locations

1 location

Membership Eligibility

Community — open geographic area

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$41.4M

Total Shares

$35.4M

Total Loans

$22.0M

Net Worth Ratio

13.68%

≥7% = Well Capitalized

Members

1,759

Delinquency Rate (60d+)

0.25%

$56K

Loan-to-share ratio: 62.0%· healthy range 60–80%

Branch Locations

NCUA

M-O Federal Credit Union

1730 Dakota Ave S, Huron, SD, 57350

M-Thurs 8 AM to 5:30 PM Friday 8 AM to 6 PM Saturday 9 AM to 12 Noon drive-up only

MainDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.