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LOYALTY

Pensacola, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 99

Charter #62417Est. 1962RSSD: 669498

Members

19,143

Net Worth Ratio

11.25%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$302.9M

Peer Group 5

Members

19,143

as of latest quarter

Net Worth Ratio

11.25%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 17048, Pensacola, FL 32522

Chartered

1962

Branch Locations

7 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$302.9M

Total Shares

$266.3M

Total Loans

$164.5M

Net Worth Ratio

11.25%

≥7% = Well Capitalized

Members

19,143

Delinquency Rate (60d+)

0.37%

$612K

Loan-to-share ratio: 61.8%· healthy range 60–80%

Branch Locations

NCUA

Home Office

1200 E Nine Mile Rd, Pensacola, FL, 32514-1653

Lobby - M,Tu,Th,F - 8:00 to 4:30 W - 8:00 to 2:00 Drive Thru - M,Tu,W,Th - 7:30 to 5:00 F - 7:30 to 6:00

MainATMDrive-thru

Cordova

4964 Bayou Blvd, Pensacola, FL, 32503-2542

Lobby - M,Tu,Th,F 8:00 - 4:30 W 8:00 - 2:00 Drive thru - M,Tu,W,Th 7:30 - 5:00 F 7:30 - 6:00

ATMDrive-thru

W Street

6200 N W St, Pensacola, FL, 32505-1903

Lobby - M,Tu,Th,F 8:00 to 4:30 W 8:00 to 2:00 Drive Thru - M,Tu,W,Th 7:30 to 5:00 F 7:30 to 6:00

ATMDrive-thru

Appleyard

580 Appleyard Dr, Tallahassee, FL, 32304

Lobby - M,Tu,Th,F 8:00 - 4:30 W 8:00 - 2:00 Drive thru - M,Tu,W,Th 7:30 - 5:00 F 7:30 - 6:00

ATMDrive-thru

Capital Circle

1827 Capital Cir NE, Tallahassee, FL, 32308-4455

Lobby - M,Tu,Th,F 8:00 - 4:30 W 8:00 - 2:00 Drive thru - M,Tu,W,Th 7:30 - 5:00 F 7:30 - 6:00

ATMDrive-thru

Crawfordville

2190 Crawfordville Hwy, Crawfordville, FL, 32327

Lobby - M,Tu,Th,F 8:00 - 4:30 W 8:00 - 2:00 Drive thru - M,Tu,W,Th 7:30 - 5:00 F 7:30 - 6:00

ATMDrive-thru

Panama City

2615 Highway 77, Panama City, FL, 32405-4406

Lobby - M,Tu,Th,F 8:00 to 4:30 W 8:00 to 2:00Drive Thru M,TU,W,Th 7:30 to 5:00 F 7:30 to 6:00

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.