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LEGACY

Joplin, MO · State Credit Union · Chartered in MO

Well Capitalized

Who can join

Type 99

Charter #64708Est. 1952RSSD: 658296

Members

3,203

Net Worth Ratio

17.09%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$25.4M

Peer Group 3

Members

3,203

as of latest quarter

Net Worth Ratio

17.09%

Well Capitalized

Institution Profile

NCUA

Address

3202 Indiana Ave, Joplin, MO 64804-4037

Chartered

1952

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$25.4M

Total Shares

$20.9M

Total Loans

$14.9M

Net Worth Ratio

17.09%

≥7% = Well Capitalized

Members

3,203

Delinquency Rate (60d+)

0.11%

$17K

Loan-to-share ratio: 71.4%· healthy range 60–80%

Branch Locations

NCUA

Legacy Credit Union

3202 Indiana Ave, Joplin, MO, 64804-4037

Monday - Friday: Lobby 9:00am to 5:00pm, Drive Thru 9:00am to 5:30pm

MainDrive-thru

Legacy Credit Union

214 S Neosho Blvd, Neosho, MO, 64850

Tuesday-Friday, 11am-5:00pm

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.