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LEADING EDGE

Worthington, MN · State Credit Union · Chartered in MN

LICUWell Capitalized

Who can join

Type 99

Charter #66867Est. 1986RSSD: 719599

Members

12,087

Net Worth Ratio

8.68%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$146.0M

Peer Group 5

Members

12,087

as of latest quarter

Net Worth Ratio

8.68%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 307, Worthington, MN 56187

Chartered

1986

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$146.0M

Total Shares

$131.7M

Total Loans

$106.3M

Net Income

$53K

Net Worth Ratio

8.68%

≥7% = Well Capitalized

Members

12,087

Return on Assets

0.04%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.60%

$636K

Loan-to-share ratio: 80.7%· healthy range 60–80%

Branch Locations

NCUA

Worthington

1127 Ryans Rd, Worthington, MN, 56187

Mon-Thurs 9:00-5:00 PM Friday 9:00-6:00 PM

MainATMDrive-thru

Fulda

205 N St Paul Ave, Fulda, MN, 56131

Mon-Thurs 9:00-5:00 PM Friday 9:00-6:00 PM

Drive-thru

Windom

850 1st Ave N, Windom, MN, 56101

Mon-Thurs 9:00-5:00 PM Friday 9:00-6:00 PM Saturday 9:00 a.m. - 11:30 a.m.

ATMDrive-thru

Jackson

169 Industrial Park, Jackson, MN, 56143-9589

Mon - Thurs 9:00-5:00 PM Fri 9:00-6:00 PM

ATMDrive-thru

Marshall

1406 E College Dr Ste 100, Marshall, MN, 56258-2705

9:00am-5:00pm Monday-Friday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.