LBS FINANCIAL
Long Beach, CA · State Credit Union · Chartered in CA
Who can join
Type 99
Members
138,472
Net Worth Ratio
13.15%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$2.19B
Peer Group 6
Members
138,472
as of latest quarter
Net Worth Ratio
13.15%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$2.19B
Total Shares
$1.90B
Total Loans
$1.15B
Net Income
$4.7M
Net Worth Ratio
13.15%
≥7% = Well Capitalized
Members
138,472
Return on Assets
0.21%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.17%
$1.9M
Loan-to-share ratio: 60.8%· healthy range 60–80%
Branch Locations
NCUAWestminster
5505 Garden Grove Blvd, Westminster, CA, 92683
Monday through Friday 8:30AM - 7:00PMSaturday 8:30AM - 5:00PM (Call Center only)
Cerritos
11239 183rd St, Cerritos, CA, 90703-5417
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
East Long Beach
4341 E 10th St, Long Beach, CA, 90804-5511
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Lakewood
4916 Bellflower Blvd, Lakewood, CA, 90713-1810
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Los Altos
6417 E Spring St, Long Beach, CA, 90808-4022
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Long Beach State Office
6049 E 7th St, Long Beach, CA, 90840-0007
Varies with LB State Bookstore hours. Typically M-F 9am - 5pm during the school term.
Bixby Knolls
4436 Atlantic Ave, Long Beach, CA, 90807
Monday through Friday 9:30AM - 6:00PMSaturday 9:00AM - 2:00PM
Marina
6457 E Pacific Coast Hwy, Long Beach, CA, 90803
Monday - Friday 9:30a - 6:00pmSaturday 9:00am - 2:00pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lbs-financial" target="_blank" rel="noopener">View LBS FINANCIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.