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LAUNCH CREDIT UNION

Merritt Island, FL · State Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 99

Charter #68716Est. 1963RSSD: 406385

Members

85,017

Net Worth Ratio

9.14%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.46B

Peer Group 6

Members

85,017

as of latest quarter

Net Worth Ratio

9.14%

Well Capitalized

Institution Profile

NCUA

Address

300 S Plumosa St, Merritt Island, FL 32952

Chartered

1963

Branch Locations

20 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.46B

Total Shares

$1.21B

Total Loans

$1.12B

Net Income

$785K

Net Worth Ratio

9.14%

≥7% = Well Capitalized

Members

85,017

Return on Assets

0.05%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.16%

$1.8M

Loan-to-share ratio: 92.0%· healthy range 60–80%

Branch Locations

NCUA

Administration Building

300 S Plumosa St, Merritt Island, FL, 32952

M-W 8am-5pm: TH-F 8am-6pm

Main

Merritt Island

415 Fortenberry Rd, Merritt Island, FL, 32952

M-W 9am-5pm; Th-F 9am-6pm

ATMDrive-thru

Titusville - US1

3950 S Washington Ave, Titusville, FL, 32780

M-W 8:30am-5pm; Th-F 8:30am-6pm

ATMDrive-thru

Port St. John

7347 N Highway 1, Cocoa, FL, 32927

M-W 8:30am to 5pm; Th-F 8:30am-6pm

ATMDrive-thru

Rockledge

3300 Murrell Rd, Rockledge, FL, 32955-4406

M-W 9:00am-5pm; Th-F 9:00am-6pmDrive thru M-W 8:30am-5pm; Th-F 8:30am-6pm

ATMDrive-thru

Palm Bay

5225 Babcock St NE, Palm Bay, FL, 32905

M-F 8:30am-5pm; Th-F 8:30am-6pm

ATMDrive-thru

KSC Central Campus

KSC Central Campus Building M7-0301, Kennedy Space Center, FL, 32899

M - F 8am - 4pm

ATM

KSC - MFF

Mff Building Rm # 102, Kennedy Space Center, FL, 32899

M-W 8am - 3:30pm; Th-F 7:30am - 4pm

ATM

South Daytona

2290 S Ridgewood Ave, South Daytona, FL, 32119

M-W 8:30am - 5pm; Th-F 8:30am-6pm

ATMDrive-thru

Deland

301 W New York Ave, Deland, FL, 32720

M-W 8:30am-5pm; Th-F 8:30am-6pm

ATMDrive-thru

10 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.