🏦Bank Scorer

LANIER

Oakwood, GA · Federal Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #19552Est. 1969RSSD: 298786

Members

8,822

Net Worth Ratio

8.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$74.1M

Peer Group 4

Members

8,822

as of latest quarter

Net Worth Ratio

8.78%

Well Capitalized

Institution Profile

NCUA

Address

3718 Mundy Mill Rd, Oakwood, GA 30566-3417

Chartered

1969

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$74.1M

Total Shares

$66.9M

Total Loans

$59.9M

Net Worth Ratio

8.78%

≥7% = Well Capitalized

Members

8,822

Delinquency Rate (60d+)

0.19%

$116K

Loan-to-share ratio: 89.6%· healthy range 60–80%

Branch Locations

NCUA

LFCU Main Office - Oakwood

3718 Mundy Mill Rd, Oakwood, GA, 30566-3417

Mon - Thurs: 8:00 am - 5:00 pm Friday 8:00 am - 6:00 pm

MainATMDrive-thru

Gainesville Branch

1430 Thompson Bridge Rd, Gainesville, GA, 30501-1712

Mon - Thurs 8:00am - 5:00pmFri 8:00am - 6:00pm

ATMDrive-thru

Jefferson Branch

960 Lee St Ste 100, Jefferson, GA, 30549-6323

Mon - Fri 8-5

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.