LAND OF LINCOLN
Decatur, IL · State Credit Union · Chartered in IL
Who can join
Type 99
Members
35,390
Net Worth Ratio
9.40%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$517.7M
Peer Group 6
Members
35,390
as of latest quarter
Net Worth Ratio
9.40%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$517.7M
Total Shares
$462.8M
Total Loans
$360.6M
Net Worth Ratio
9.40%
≥7% = Well Capitalized
Members
35,390
Delinquency Rate (60d+)
0.71%
$2.6M
Loan-to-share ratio: 77.9%· healthy range 60–80%
Branch Locations
NCUAProsperity
4850 E Prosperity Place, Decatur, IL, 62521
M, Tu, Th Lobby 8:30-5 Drive Up 8-5:30W 9-5 8-5:30Fri 8:30-5 7:30-6Sat 8:30-12
Oakland
2890 N Oakland Ave, Decatur, IL, 62526
M, Tu, Th Lobby: 8:30-5 D/U: 8-5:30 W 9:-5 8-5:30 F 8:30-5 7:30-6Sat 8:30-12 8-3
Water
1435 N Water St, Decatur, IL, 62526
M, Tu, Th 8-5:30 W 9-5:30 F 7:30-6
Pana
206 S Locust St, Pana, IL, 62557
M-Th Lobby: 8:30-5 D/U: 8-5 F 8:30-5 8-6 S 8:30-12 8-12
Effingham - South
2302 S Banker St, Effingham, IL, 62401
M, Tu, Th Lobby: 8:30-5pm D/U: 8am-5pm W 9-5 8-5:30 F 8:30-5 8am-5:30pm
Vandalia
925 New York Dr, Vandalia, IL, 62471
M-F Lobby:8:30-5 D/U: 8-5 S 8:30-12 8-12
Mattoon
720 Broadway Ave, Mattoon, IL, 61938
M,Tu Lobby: 8:30-5 D/U: 8-5 W 9-5 9-5 Th,F 8:30-5 8-5:30 S 8:30-12 8-12
Bloomington/Normal
115 Susan Dr, Normal, IL, 61761
8:30am - 5:00pm Monday - Friday
Centralia
234 N Poplar St, Centralia, IL, 62801
8:30-4:00 Mon-Fri
Springfield
300 S Grand Ave W, Springfield, IL, 62704-3716
8-5 Mon-Thur8-5:30 Fri
5 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/land-of-lincoln" target="_blank" rel="noopener">View LAND OF LINCOLN on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.