🏦Bank Scorer

LAKOTA

Kyle, SD · Federal Credit Union · Chartered in SD

LICU MDIWell Capitalized

Who can join

Employer / occupational group

Charter #24847Est. 2012RSSD: 4452960

Members

4,125

Net Worth Ratio

22.62%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$19.3M

Peer Group 3

Members

4,125

as of latest quarter

Net Worth Ratio

22.62%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 196, Kyle, SD 57752

Chartered

2012

Branch Locations

1 location

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$19.3M

Total Shares

$11.5M

Total Loans

$8.1M

Net Income

$-72,182

Net Worth Ratio

22.62%

≥7% = Well Capitalized

Members

4,125

Return on Assets

-0.37%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.29%

$23K

Loan-to-share ratio: 69.9%· healthy range 60–80%

Branch Locations

NCUA

Lakota Federal Credit Union

507 Main Street, Kyle, SD, 57752

Monday-Friday 9am-4pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.