LAKE CHEM COMMUNITY
Benton, KY · Federal Credit Union · Chartered in KY
Who can join
Community / multiple bond
Members
12,058
Net Worth Ratio
9.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$98.4M
Peer Group 4
Members
12,058
as of latest quarter
Net Worth Ratio
9.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$98.4M
Total Shares
$88.5M
Total Loans
$74.1M
Net Worth Ratio
9.76%
≥7% = Well Capitalized
Members
12,058
Delinquency Rate (60d+)
0.25%
$189K
Loan-to-share ratio: 83.7%· healthy range 60–80%
Branch Locations
NCUALake Chem Community FCU
35 US Highway 68 E, Benton, KY, 42025
9-5 M-F 8-12 S
Lake Chem Community FCU
4822 US Highway 62, Calvert City, KY, 42029-8459
7:30 - 5:00 M-F 8-12 Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/lake-chem-community" target="_blank" rel="noopener">View LAKE CHEM COMMUNITY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.