🏦Bank Scorer

L & N

Louisville, KY · Federal Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

Multiple / other

Charter #9260Est. 1954RSSD: 159588

Members

121,597

Net Worth Ratio

10.53%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$2.58B

Peer Group 6

Members

121,597

as of latest quarter

Net Worth Ratio

10.53%

Well Capitalized

Institution Profile

NCUA

Address

9115 Smyrna Pkwy, Louisville, KY 40229-1578

Chartered

1954

Branch Locations

28 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$2.58B

Total Shares

$2.20B

Total Loans

$2.01B

Net Worth Ratio

10.53%

≥7% = Well Capitalized

Members

121,597

Delinquency Rate (60d+)

0.12%

$2.4M

Loan-to-share ratio: 91.2%· healthy range 60–80%

Branch Locations

NCUA

Corporate Office

9115 Smyrna Pkwy, Louisville, KY, 40229-1578

M - F 8:30 - 5:00

Main

Smyrna Admin

9265 SMYRNA PKWY, LOUISVILLE, KY, 40229

M-F 8:30 - 5:30

SOUTHERN PARKWAY

4700 SOUTHERN PKWY, LOUISVILLE, KY, 40214

M-T 9-5 F 9-6 S 9-12

ATMDrive-thru

DOWNTOWN

200 W CHESTNUT ST, LOUISVILLE, KY, 40202

M - T 9-5 F 9-6 S 9-12

ATM

HIKES POINT

3099 BRECKENRIDGE LN STE 109, LOUISVILLE, KY, 40220

M - T 9-5 F 9-6 S 9-12

ATMDrive-thru

SMYRNA

9201 SMYRNA PKWY, LOUISVILLE, KY, 40229

M - T 9-5 F 9-6 S 9-12

ATMDrive-thru

DIXIE

7412 DIXIE HWY, LOUISVILLE, KY, 40258

M-T 9-5 F 9-6 S 9-12

ATMDrive-thru

OLD BROWNSBORO CROSSING

9731 VON ALLMEN CT, LOUISVILLE, KY, 40241

M-T 9-5 F 9-6 S 9-12

ATMDrive-thru

MIDDLETOWN WAL-MART

12981 SHELBYVILLE RD, LOUISVILLE, KY, 40243

M-F 10-7 S 10-4

ATM

VETERANS PARKWAY

1450 VETERANS PKWY STE 100, JEFFERSONVILLE, IN, 47130

M-T 9-5 F 9-6 S 9-12

ATMDrive-thru

18 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.