🏦Bank Scorer

KINETIC

Columbus, GA · Federal Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #10866Est. 1956RSSD: 807683

Members

44,676

Net Worth Ratio

13.90%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$660.7M

Peer Group 6

Members

44,676

as of latest quarter

Net Worth Ratio

13.90%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 9818, Columbus, GA 31908-0818

Chartered

1956

Branch Locations

7 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$660.7M

Total Shares

$567.1M

Total Loans

$433.6M

Net Worth Ratio

13.90%

≥7% = Well Capitalized

Members

44,676

Delinquency Rate (60d+)

0.95%

$4.1M

Loan-to-share ratio: 76.5%· healthy range 60–80%

Branch Locations

NCUA

13th Center Branch

1251 13th St, Columbus, GA, 31901-2227

Lobby - M-Fri 9:00 am - 5:00 pm Drive-Thru M-Fri 9:00 am - 7:00 pm

MainATMDrive-thru

North Branch

7300 Veterans Pkwy, Columbus, GA, 31909-3198

M-F 9:00 am - 5:00 pm Sat 9:00 am - 12:00 noon Drive Thru M-Fri 9:00 am - 7:00 pmSat 9:00 am - 12:00 noon

ATMDrive-thru

Peachtree Branch

4811 Bankers Blvd, Columbus, GA, 31909-5359

M-F 9:00 am - 5:30 pm Sat - 9:00 am-12:00 noon Drive Thru M-Thrs 9:00 am - 5:30 pm; Fri- 9:00 am - 6:00 pm; Sat - 9:00 am - 12;00 noon

ATMDrive-thru

Express Service Center

4105 Buena Vista Rd, Columbus, GA, 31907-3859

M-F 10:30-7:00

ATM

South Lumpkin Service Center

1807 S Lumpkin Rd Ste D, Columbus, GA, 31903-2794

M-F 10:00-7:00 S 9:00-12:00

ATM

280 Branch

3722 US Highway 431 N, Phenix City, AL, 36867

Mon-Fri 9:30 a.m. to 5:00 p.m. Sat 9 a.m. to 12 noon Drive-Thru Mon - Fri 9 a.m. to 7 p.m. Drive-Thru Sat 9 a.m. to 12 noon

ATMDrive-thru

Lakeside Village

6516 Kitten Lake Dr, Midland, GA, 31820-3840

Main lobby 10 a.m. ? 6 p.m. Monday ? FridayPTM lobby 10 a.m. - 7 p.m. Monday - FridaySaturdays from 9 a.m. ? 12 p.m.

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.