🏦Bank Scorer

KEYS

Key West, FL · Federal Credit Union · Chartered in FL

Well Capitalized

Who can join

Employee group

Charter #4135Est. 1940RSSD: 406273

Members

18,108

Net Worth Ratio

10.89%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$257.9M

Peer Group 5

Members

18,108

as of latest quarter

Net Worth Ratio

10.89%

Well Capitalized

Institution Profile

NCUA

Address

3022 N Roosevelt Blvd, Key West, FL 33040

Chartered

1940

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$257.9M

Total Shares

$223.8M

Total Loans

$177.2M

Net Worth Ratio

10.89%

≥7% = Well Capitalized

Members

18,108

Delinquency Rate (60d+)

0.50%

$891K

Loan-to-share ratio: 79.2%· healthy range 60–80%

Branch Locations

NCUA

Key Plaza

3022 N Roosevelt Blvd, Key West, FL, 33040

Lobby M-Th 9am-5pm F 9am-6pm Drive-thru M-F 8am-6pm Saturday Lobby & DT 11am-2pm

MainATMDrive-thru

Southard Street

514 Southard St, Key West, FL, 33040

Lobby M-F 9:00 AM to 5:00 PM

ATM

Big Pine

29977 Overseas Hwy, Big Pine Key, FL, 33043

M-F 9am-4pm

ATM

Stock Island

5402 Overseas Hwy, Key West, FL, 33040

Mon-Thur 9am-5pm Fri 9am-6pm

ATM

Marathon in town

5050 Overseas Hwy, Marathon, FL, 33050

Mon - Thurs: 9:00 a.m. - 5:00 p.m. Fri: 9:00 a.m. - 6:00 p.m.

ATMDrive-thru

Tavernier

91200 Overseas Hwy Ste 15, Tavernier, FL, 33070-2535

Monday - Friday 9am-4pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.