KASKASKIA VALLEY
Centralia, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
3,462
Net Worth Ratio
7.98%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$29.0M
Peer Group 3
Members
3,462
as of latest quarter
Net Worth Ratio
7.98%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$29.0M
Total Shares
$26.4M
Total Loans
$17.4M
Net Income
$-39,287
Net Worth Ratio
7.98%
≥7% = Well Capitalized
Members
3,462
Return on Assets
-0.14%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.95%
$165K
Loan-to-share ratio: 66.0%· healthy range 60–80%
Branch Locations
NCUAMain Office
401 S Poplar St, Centralia, IL, 62801
8:30a - 5:00p M WTF 9:00a - 5:00p Tues 9:00a - 12:00n Sat
Vital Records
1404 W Main St, Salem, IL, 62881-3804
same as main office
Disaster Recovery Loc
3100 Broadway St, Mount Vernon, IL, 62864-2339
same as main office
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/kaskaskia-valley" target="_blank" rel="noopener">View KASKASKIA VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.