INSTEP
New Orleans, LA · Federal Credit Union · Chartered in LA
Who can join
Multiple / other
Members
4,818
Net Worth Ratio
13.83%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$53.9M
Peer Group 4
Members
4,818
as of latest quarter
Net Worth Ratio
13.83%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$53.9M
Total Shares
$46.1M
Total Loans
$39.5M
Net Income
$24K
Net Worth Ratio
13.83%
≥7% = Well Capitalized
Members
4,818
Return on Assets
0.04%
annualized · >0.5% healthy
Delinquency Rate (60d+)
1.44%
$569K
Loan-to-share ratio: 85.6%· healthy range 60–80%
Branch Locations
NCUAINSTEP CU
400 Russell Ave Bldg 509, New Orleans, LA, 70143-5077
M-F 9:00-4:00
BELLE CHASSE BRANCH
8640 Highway 23, Belle Chasse, LA, 70037
M - F 9:00 am. - 4:30 p.m. Saturday 9:00 a.m. - 1:00 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/instep" target="_blank" rel="noopener">View INSTEP on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.