INSIGHT
Winter Springs, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
42,981
Net Worth Ratio
9.88%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$659.8M
Peer Group 6
Members
42,981
as of latest quarter
Net Worth Ratio
9.88%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$659.8M
Total Shares
$585.1M
Total Loans
$366.7M
Net Income
$-184,773
Net Worth Ratio
9.88%
≥7% = Well Capitalized
Members
42,981
Return on Assets
-0.03%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.83%
$3.0M
Loan-to-share ratio: 62.7%· healthy range 60–80%
Branch Locations
NCUAWinding Hollow 270
270 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Lake Mary
501 CURRENCY CIR, Lake Mary, FL, 32746
M-T 9am-5pm Lobby F 9am-6pm Lobby Drive thru 9am-5pm M-TDrive thru 9am -6pm F
Lady Lake
530 N US Highway 27/441, Lady Lake, FL, 32159
M-T 9am-5pm Lobby F 9am-6pm LobbyS 9am -12pm Drive thru 9am-5pm M-TDrive thru 9am-6pm FriDrive thru 9am - 12pm Saturday
Eustis
15120 US HIGHWAY 441, Eustis, FL, 32726
M-T 9am-5pm Lobby F 9am-6pm Lobby S 9-12 Lobby Drive thru 8am-6pm M-FSaturday 9am - 12pm
Leesburg
300 Webster St, Leesburg, FL, 34748
M-T 9am-5pm Lobby F 9am-6pm LobbyS 9am-12pm Lobby Drive thru 8am-5pm M-TDrive thru 8am - 6pm FDrive thru 9am-12pm S
Clermont Branch
2580 E Highway 50, Clermont, FL, 34711
9-5 M-Th; 9-6 F; 9-12 Sat
Winding Hollow 240
240 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Winding Hollow 250
250 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Winding Hollow 260
260 Winding Hollow Blvd, Winter Springs, FL, 32708
8AM - 6PM
Deland
340 N Woodland Blvd, Deland, FL, 32720
Monday - Friday 9am-4pm
4 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/insight" target="_blank" rel="noopener">View INSIGHT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.