🏦Bank Scorer

INDUSTRIAL CU OF WHATCOM COUNTY

Bellingham, WA · State Credit Union · Chartered in WA

LICUWell Capitalized

Who can join

Type 99

Charter #66337Est. 1941RSSD: 122591

Members

33,072

Net Worth Ratio

11.77%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$395.1M

Peer Group 5

Members

33,072

as of latest quarter

Net Worth Ratio

11.77%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 1767, Bellingham, WA 98227

Chartered

1941

Branch Locations

6 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$395.1M

Total Shares

$344.5M

Total Loans

$257.7M

Net Worth Ratio

11.77%

≥7% = Well Capitalized

Members

33,072

Delinquency Rate (60d+)

0.19%

$500K

Loan-to-share ratio: 74.8%· healthy range 60–80%

Branch Locations

NCUA

State Street

1100 N State St, Bellingham, WA, 98225-5014

Monday through Friday 9:00am - 5:30pm

MainATMDrive-thru

Northwest Avenue

3233 Northwest Ave, Bellingham, WA, 98225-1317

Monday through Friday 9:00am - 5:30pm

ATMDrive-thru

Ferndale

1739 LaBounty Dr, Ferndale, WA, 98248

Monday through Friday 9:00am - 5:30pmSaturday 10:00am - 2:00pm

ATMDrive-thru

Nugents Corner

5619 Lawrence Rd, Everson, WA, 98247

Tuesday through Friday 9:00am - 5:30pm Saturday 10:00am - 2:00pm

ATMDrive-thru

Lynden

1980 Kok Rd, Lynden, WA, 98264-1712

Monday through Friday 9:00am - 5:30pm Saturday 10:00am - 2:00pm

ATMDrive-thru

Safeway

1275 E Sunset Dr, Bellingham, WA, 98226

Monday through Friday, 10:00am - 6:00pm Saturday, 10:00am - 3:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/industrial-cu-of-whatcom-county" target="_blank" rel="noopener">View INDUSTRIAL CU OF WHATCOM COUNTY on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.