IMPERIAL
Springfield, IL · State Credit Union · Chartered in IL
Who can join
State government employees (special charter)
Members
192
Net Worth Ratio
8.79%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$77K
Peer Group 1
Members
192
as of latest quarter
Net Worth Ratio
8.79%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$77K
Total Shares
$70K
Total Loans
$12K
Net Income
$736
Net Worth Ratio
8.79%
≥7% = Well Capitalized
Members
192
Return on Assets
0.96%
annualized · >0.5% healthy
Delinquency Rate (60d+)
6.65%
$823
Loan-to-share ratio: 17.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
1130 S 16th St, Springfield, IL, 62703-2643
Thursday 2 -4 pm, Sunday 1-2 pm and available by appointment.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/imperial" target="_blank" rel="noopener">View IMPERIAL on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.