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ILLINOIS VALLEY

Peru, IL · State Credit Union · Chartered in IL

Well Capitalized

Who can join

State government employees (special charter)

Charter #62121Est. 1955RSSD: 195791

Members

4,213

Net Worth Ratio

9.94%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$37.5M

Peer Group 3

Members

4,213

as of latest quarter

Net Worth Ratio

9.94%

Well Capitalized

Institution Profile

NCUA

Address

1311 Shooting Park Rd, Peru, IL 61354

Chartered

1955

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$37.5M

Total Shares

$33.7M

Total Loans

$27.3M

Net Income

$337K

Net Worth Ratio

9.94%

≥7% = Well Capitalized

Members

4,213

Return on Assets

0.90%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.20%

$56K

Loan-to-share ratio: 81.2%· healthy range 60–80%

Branch Locations

NCUA

Illinois Valley Credit Union

1311 Shooting Park Rd, Peru, IL, 61354

M-T 8:30 to 5:00W- 8:30-NoonTh-F 8:30-6:00Sat 8:30-Noon

MainDrive-thru

Illinois Valley Credit Union

200 Ace Rd Ste 1, Princeton, IL, 61356

8:30 to 5:00

Drive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.