🏦Bank Scorer

ILLINOIS STATE

Normal, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

Type 99

Charter #64920Est. 1960RSSD: 35392

Members

18,449

Net Worth Ratio

10.35%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$252.6M

Peer Group 5

Members

18,449

as of latest quarter

Net Worth Ratio

10.35%

Well Capitalized

Institution Profile

NCUA

Address

1309 S Center, Normal, IL 61761-3458

Chartered

1960

Branch Locations

5 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$252.6M

Total Shares

$223.8M

Total Loans

$187.6M

Net Income

$634K

Net Worth Ratio

10.35%

≥7% = Well Capitalized

Members

18,449

Return on Assets

0.25%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.27%

$507K

Loan-to-share ratio: 83.8%· healthy range 60–80%

Branch Locations

NCUA

Illinois State Credit Union

1309 S Center St, Normal, IL, 61761-3458

Hours: M,T,TH,F 7:30am - 6:00pm drive 9:00am - 6:00pm lobby Wednesday 11:00am - 6:00pm lobby 7:30am ? 6:00pm drive

MainATMDrive-thru

Bone Student Center Branch

100 N University St, Normal, IL, 61761-4402

Hours: M,T,TH,F 9:00am - 5:00pm Wednesday 11:30am - 4:00pm

1408 Airport Road

1408 Airport Rd, Bloomington, IL, 61704-2566

Lending Center (M-F) 10-6 Lending Center (Sat) 9-1 Drive-Up (M-F) 7:30-6 Drive-Up (Sat) 9-1

ATMDrive-thru

Loves Park Branch

5305 N 2nd St, Loves Park, IL, 61111-5008

Lobby (M, T, TH, F): 09:00AM - 04:00PMLobby (Wed): 11:00AM - 04:00PMDrive-Up (M-F): 09:00AM-05:00PMDrive-Up (Sat): 09:00AM - 01:00 PM

ATMDrive-thru

Ottawa Branch

311 E Joliet St, Ottawa, IL, 61350

Lobby Hours: Lobby (M,T,TH,F): 9:00AM - 4:00PM Lobby (Wed): 11:00AM - 4:00PM Lobby (Sat): 9:00AM - 1:00PM Drive-Up Hours: Drive-Up (M - F): 9:00AM - 5:00PM Drive-Up (Sat): 9:00AM - 1:00PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.