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ILLINOIS EDUCATORS

Springfield, IL · State Credit Union · Chartered in IL

LICUWell Capitalized

Who can join

Type 99

Charter #65305Est. 1938RSSD: 367495

Members

10,152

Net Worth Ratio

10.41%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$121.4M

Peer Group 5

Members

10,152

as of latest quarter

Net Worth Ratio

10.41%

Well Capitalized

Institution Profile

NCUA

Address

3101 Montvale Drive, Springfield, IL 62704

Chartered

1938

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$121.4M

Total Shares

$103.3M

Total Loans

$95.9M

Net Income

$-20,126

Net Worth Ratio

10.41%

≥7% = Well Capitalized

Members

10,152

Return on Assets

-0.02%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.36%

$345K

Loan-to-share ratio: 92.9%· healthy range 60–80%

Branch Locations

NCUA

Montvale

3101 Montvale Dr, Springfield, IL, 62704-4260

Monday 9 am to 5pm Tuesday - Friday 8:30 am to 5pm Saturday 9 am to 12 pm

MainATMDrive-thru

County Market

1501 S Dirksen Pkwy, Springfield, IL, 62703

10-5 M-F 9-1 Saturday

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.