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IDAHO CENTRAL

Chubbuck, ID · State Credit Union · Chartered in ID

LICUWell Capitalized

Who can join

Type 99

Charter #63194Est. 1940RSSD: 322793

Members

788,996

Net Worth Ratio

8.28%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$14.95B

Peer Group 6

Members

788,996

as of latest quarter

Net Worth Ratio

8.28%

Well Capitalized

Institution Profile

NCUA

Address

4400 Central Way, Chubbuck, ID 83202

Chartered

1940

Branch Locations

65 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$14.95B

Total Shares

$13.28B

Total Loans

$12.99B

Net Worth Ratio

8.28%

≥7% = Well Capitalized

Members

788,996

Delinquency Rate (60d+)

0.24%

$31.1M

Loan-to-share ratio: 97.8%· healthy range 60–80%

Branch Locations

NCUA

Member Service Center

4400 Central Way, Chubbuck, ID, 83202

Monday - Thursday 8:30 AM - 5:30 PM Friday - 9:00 AM - 6:00 PM Saturday - 10:00 AM - 2:00 PM

Main

Downtown

401 W Front St, Boise, ID, 83702-5157

M-F 8:30-6:00 S 9:00-3:00

ATMDrive-thru

LBJ

650 W State St, Boise, ID, 83702-5936

M-F 8:00-4:00

ATM

Pierce Park

6328 W State St, Boise, ID, 83703-2745

M-F 8:30-6:00 S 9:00 - 3:00

ATM

Overland

6707 W Overland Rd, Boise, ID, 83709-2033

M-F 8:30-6:00 S 9:00-3:00

ATMDrive-thru

Mountain View

1615 S Celebration Ave, Meridian, ID, 83642-2779

M-F 8:30 - 6:00 S 9:00 - 3:00

ATMDrive-thru

Fairview

11255 W Fairview Ave, Boise, ID, 83713-7925

M-F 8:30-6:00 S 9:00-3:00

ATMDrive-thru

Cherry Lane

3127 W Cherry Ln, Meridian, ID, 83642-1122

M-F 8:30-6:00 S 9:00-3:00

ATMDrive-thru

Nampa

215 3rd Ave S, Nampa, ID, 83651-3758

M-F 8:30 - 6:00 S 9:00-6:00

ATMDrive-thru

Southside

3101 E Greenhurst Rd, Nampa, ID, 83686-8655

M-F 8:30 - 6:00 S 9:00 - 3:00

ATMDrive-thru

55 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.