🏦Bank Scorer

I.L.W.U.

Long Beach, CA · Federal Credit Union · Chartered in CA

LICUWell Capitalized

Who can join

Multiple / other

Charter #24916Est. 1972RSSD: 1875157

Members

30,315

Net Worth Ratio

9.98%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$601.9M

Peer Group 6

Members

30,315

as of latest quarter

Net Worth Ratio

9.98%

Well Capitalized

Institution Profile

NCUA

Address

P.O. Box 7629, Long Beach, CA 90807

Chartered

1972

Branch Locations

7 locations

Membership Eligibility

Multiple / other

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$601.9M

Total Shares

$546.9M

Total Loans

$397.3M

Net Income

$1.6M

Net Worth Ratio

9.98%

≥7% = Well Capitalized

Members

30,315

Return on Assets

0.27%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.35%

$1.4M

Loan-to-share ratio: 72.6%· healthy range 60–80%

Branch Locations

NCUA

Long Beach

3447 Atlantic Ave, Long Beach, CA, 90807

8:00 a.m. - 5:0 p.m.

MainATM

San Pedro Branch

860 N Western Ave, San Pedro, CA, 90732

Monday - Thursday 9:00am - 5:00pmFriday 9:00 am - 6:00 pm

ATM

Oakland Branch

95 Linden St Ste 12, Oakland, CA, 94607

9:00 a.m. to 5:00 p.m. Monday thru Friday

Wilmington Branch

1134 N Avalon Blvd, Wilmington, CA, 90744-3502

8:00 AM - 4:00 PM M - Th 8:00 AM - 5:00 PM F

ATM

Hawaii

680 Iwilei Rd, Honolulu, HI, 96817-5388

8:30 to 4 pm

Balma

400 N Point St, San Francisco, CA, 94133

9 to 3 pm Mondays & Fridays

Portland

2435 NW Front Ave Ste A, Portland, OR, 97209

6:30am - 4:00pm

ATM

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.