I-C
Fitchburg, MA · Federal Credit Union · Chartered in MA
Who can join
Employer / occupational group
Members
36,874
Net Worth Ratio
9.18%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$547.3M
Peer Group 6
Members
36,874
as of latest quarter
Net Worth Ratio
9.18%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$547.3M
Total Shares
$505.0M
Total Loans
$418.0M
Net Worth Ratio
9.18%
≥7% = Well Capitalized
Members
36,874
Delinquency Rate (60d+)
0.64%
$2.7M
Loan-to-share ratio: 82.8%· healthy range 60–80%
Branch Locations
NCUAMain Office
300 Bemis Rd, Fitchburg, MA, 01420
Mon, Tue, Wed, Fri 9-4:30pm; Thu 9-6pm; Sat 9-12pm
Electric Ave
520 Electric Ave, Fitchburg, MA, 01420
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Westminster
71 Main St, Westminster, MA, 01473
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Ayer
72 Park St, Ayer, MA, 01432
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Mechanic Street
400 Mechanic St, Leominster, MA, 01453
Mon-Wed 9-4pm; Thu-Fri 9-6pm; Sat 9-12pm
Worcester
947 W Boylston St, Worcester, MA, 01606-1275
Mon-Wed 8:30-4:30pm; Thu-Fri 8-5pm; Sat 9-12pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/i-c" target="_blank" rel="noopener">View I-C on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.