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HORIZON

Kingsport, TN · State Credit Union · Chartered in TN

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #68138Est. 1932RSSD: 400299

Members

4,080

Net Worth Ratio

11.82%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$59.7M

Peer Group 4

Members

4,080

as of latest quarter

Net Worth Ratio

11.82%

Well Capitalized

Institution Profile

NCUA

Address

1201 N Eastman Rd, Kingsport, TN 37664-3163

Chartered

1932

Branch Locations

5 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$59.7M

Total Shares

$53.0M

Total Loans

$42.8M

Net Income

$110K

Net Worth Ratio

11.82%

≥7% = Well Capitalized

Members

4,080

Return on Assets

0.18%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.01%

$5K

Loan-to-share ratio: 80.7%· healthy range 60–80%

Branch Locations

NCUA

Horizon Credit Union

1201 N Eastman Rd, Kingsport, TN, 37664-3163

8:00am - 5:00pm

MainATMDrive-thru

Disaster Recovery Location

130 Main St W, Mt Carmel, TN, 37645

Vital Records Center

1201 N Eastman Rd, Kingsport, TN, 37664

8:00 a.m. - 5:00 p.m.

Horizon Credit Union

600 AFG Rd, Church Hill, TN, 37642

6:45 a.m. - 3:15 p.m.

ATM

Horizon Credit Union

130 Main St W, Mt Carmel, TN, 37645

8:00 a.m. - 5:00 p.m.

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.