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HORIZON

Macon, MO · State Credit Union · Chartered in MO

LICUWell Capitalized

Who can join

Type 99

Charter #63844Est. 1954RSSD: 834791

Members

6,280

Net Worth Ratio

11.99%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$57.5M

Peer Group 4

Members

6,280

as of latest quarter

Net Worth Ratio

11.99%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 554, Macon, MO 63552

Chartered

1954

Branch Locations

2 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$57.5M

Total Shares

$50.1M

Total Loans

$36.2M

Net Worth Ratio

11.99%

≥7% = Well Capitalized

Members

6,280

Delinquency Rate (60d+)

0.61%

$221K

Loan-to-share ratio: 72.2%· healthy range 60–80%

Branch Locations

NCUA

Horizon Credit Union

310 N Missouri St, Macon, MO, 63552

Monday - Thursday 7:30 am - 4:30 pmFriday - 7:30 am - 5:00 pm

MainATMDrive-thru

Horizon Credit Union

701 S Baltimore St, Kirksville, MO, 63501-4191

Monday - Thursday 8:00 am - 4:30 pmFriday - 8:00 am - 5:00 pm

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.