🏦Bank Scorer

HFS

Hilo, HI · Federal Credit Union · Chartered in HI

LICUWell Capitalized

Who can join

Employer / occupational group

Charter #1829Est. 1937RSSD: 271574

Members

55,975

Net Worth Ratio

9.03%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$1.10B

Peer Group 6

Members

55,975

as of latest quarter

Net Worth Ratio

9.03%

Well Capitalized

Institution Profile

NCUA

Address

632 Kinoole St, Hilo, HI 96720-3828

Chartered

1937

Branch Locations

6 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$1.10B

Total Shares

$992.1M

Total Loans

$468.2M

Net Worth Ratio

9.03%

≥7% = Well Capitalized

Members

55,975

Delinquency Rate (60d+)

0.86%

$4.0M

Loan-to-share ratio: 47.2%· healthy range 60–80%

Branch Locations

NCUA

HILO OFFICE

632 KINOOLE ST, HILO, HI, 96720-3828

MAIN - M-F 8:30 AM - 5:00 PM, DRIVE THRU M-F 8:30 AM - 5:00 PM SAT 8:30 - 1:30 PM

MainDrive-thru

PRINCE KUHIO PLAZA OFFICE

111 E PUAINAKO ST, HILO, HI, 96720

M-F 9:00 AM - 5:30 PM, SAT 9:00 AM - 1:30 PM

KEA'AU OFFICE

16-589 OLD VOLCANO RD, KEAAU, HI, 96749-8103

M-F 8:30 AM - 5:00 PM, SAT 8:30 AM - 1:30 PM

Drive-thru

WAIMEA CENTER OFFICE

65-1158 MAMALAHOA HWY, KAMUELA, HI, 96743

M-F 9:00 AM - 5:30 PM, SAT 9:00 AM - 1:30 PM

KONA COAST SHOPPING CENTER OFFICE

74-5586 PALANI RD STE 5, KAILUA KONA, HI, 96740-3119

M-F 9:00 AM - 5:30 PM

HONOKAA

45-3600 MAMANE ST, HONOKAA, HI, 96727-6971

8:30 AM - 5:00 PM MONDAY THROUGH FRIDAY

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

Embed This Profile

Copy the snippet below to embed a link to this profile on your website.

<a href="https://bankscorer.com/credit-union/hfs" target="_blank" rel="noopener">View HFS on Bank Scorer</a>

Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.