HERITAGE SOUTH COMMUNITY CU
Shelbyville, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
36,074
Net Worth Ratio
16.76%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$359.9M
Peer Group 5
Members
36,074
as of latest quarter
Net Worth Ratio
16.76%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$359.9M
Total Shares
$297.8M
Total Loans
$267.1M
Net Worth Ratio
16.76%
≥7% = Well Capitalized
Members
36,074
Delinquency Rate (60d+)
0.23%
$621K
Loan-to-share ratio: 89.7%· healthy range 60–80%
Branch Locations
NCUAShelbyville
763 N Main St, Shelbyville, TN, 37160-2846
Lobby Monday - Friday 9 a.m. to 4:45 p.m. Drive Thru Monday - Thursday 7:30 a.m. to 4:45 p.m.Drive Thru Friday 7:30 a.m. to 5:30 p.m.Drive Thru Saturday 8:30 a.m. to 12 p.m.
Lewisburg
600 E Church St, Lewisburg, TN, 37091-2852
Lobby Monday - Friday 8 a.m. to 4:45 p.m. Drive Thru Monday - Thursday 8 a.m. to 4:45 p.m.Drive Thru Friday 7:30 a.m. to 5:30 p.m.Drive Thru Saturday 8:30 a.m. to 12 p.m.
MLK Jr Blvd Branch
1115 Dr Martin Luther King Blvd, Murfreesboro, TN, 37130-7845
Lobby: Mon - Fri 8:30 a.m. to 5 p.m.; Saturday - 8:30 a.m. to 12 p.m.; Drive Thru: Mon - Thurs 7:30 a.m. to 5 p.m.; Friday 7:30 a.m. to 5:30 p.m.; Saturday 8:30 a.m. to 12 p.m.
Smyrna
941 Sgt Asbury Hawn Way, Smyrna, TN, 37167-3441
Lobby: Monday - Friday 8:30 a.m. to 5 p.m.; Drive Thru: Monday - Thursday 7:30 a.m. to 5 p.m.; Friday 7:30 a.m. to 5:30 p.m.; Saturday 8:30 a.m. to 12 p.m.
Manchester Branch
303 Hillsboro Blvd, Manchester, TN, 37355
Lobby: Monday - Friday 8:00 a.m. to 4:45 p.m.
Fayetteville Branch
4120 Thornton Taylor Pkwy Ste D, Fayetteville, TN, 37334-2292
Lobby: Monday - Friday 8:00 a.m. to 4:45 p.m.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/heritage-south-community-cu" target="_blank" rel="noopener">View HERITAGE SOUTH COMMUNITY CU on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.