HELLO
Panama City, FL · State Credit Union · Chartered in FL
Who can join
State government employees (special charter)
Members
10,738
Net Worth Ratio
14.28%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$159.3M
Peer Group 5
Members
10,738
as of latest quarter
Net Worth Ratio
14.28%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$159.3M
Total Shares
$134.4M
Total Loans
$100.8M
Net Income
$135K
Net Worth Ratio
14.28%
≥7% = Well Capitalized
Members
10,738
Return on Assets
0.08%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.21%
$212K
Loan-to-share ratio: 75.0%· healthy range 60–80%
Branch Locations
NCUAMain Office
601 N Highway 231, Panama City, FL, 32405-4705
Lobby M-F 9:00AM-5:00PM D/T M-F 8:30AM-5:00PM, S 9:00AM-12PM
Callaway Office
103 S Tyndall Pkwy, Panama City, FL, 32404-6722
Lobby M-F 9:00AM-5:00PM D/T M-F 8:30AM-5:00PM
Beach Office
7713 Front Beach Rd, Panama City Beach, FL, 32407
Lobby M-F 9:00AM-5:00PM D/T M-F 8:30AM-5:00PM
Tallahassee Office
3115 Conner Blvd, Tallahassee, FL, 32311
Lobby M-F 9:00AM-5:00PM D/T M-F 8:30AM-5:00PM, S 9:00AM-12PM
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/hello" target="_blank" rel="noopener">View HELLO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.