🏦Bank Scorer

HELCO

Hilo, HI · Federal Credit Union · Chartered in HI

Well Capitalized

Who can join

Occupational / employer group

Charter #2705Est. 1938RSSD: 699570

Members

1,375

Net Worth Ratio

19.21%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$45.4M

Peer Group 3

Members

1,375

as of latest quarter

Net Worth Ratio

19.21%

Well Capitalized

Institution Profile

NCUA

Address

1437 Kilauea Ave Ste 105, Hilo, HI 96720

Chartered

1938

Branch Locations

1 location

Membership Eligibility

Occupational / employer group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$45.4M

Total Shares

$36.5M

Total Loans

$21.9M

Net Income

$21K

Net Worth Ratio

19.21%

≥7% = Well Capitalized

Members

1,375

Return on Assets

0.05%

annualized · >0.5% healthy

Loan-to-share ratio: 59.9%· healthy range 60–80%

Branch Locations

NCUA

HELCO FCU

1437 Kilauea Ave Ste 105, Hilo, HI, 96720

M TO F 8:00 AM TO 4:00 PM

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.