🏦Bank Scorer

HEARTLAND

Madison, WI · State Credit Union · Chartered in WI

Well Capitalized

Who can join

State government employees (special charter)

Charter #66710Est. 1936RSSD: 117896

Members

33,565

Net Worth Ratio

11.61%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$656.7M

Peer Group 6

Members

33,565

as of latest quarter

Net Worth Ratio

11.61%

Well Capitalized

Institution Profile

NCUA

Address

5325 High Crossing Blvd, Madison, WI 53718-2301

Chartered

1936

Branch Locations

12 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$656.7M

Total Shares

$573.1M

Total Loans

$447.3M

Net Worth Ratio

11.61%

≥7% = Well Capitalized

Members

33,565

Delinquency Rate (60d+)

0.24%

$1.1M

Loan-to-share ratio: 78.0%· healthy range 60–80%

Branch Locations

NCUA

Heartland Corporate

5325 High Crossing Blvd, Madison, WI, 53718-2301

Mon-Fri Lobby: 9:00 a.m. - 5:00 p.m. Drive-Ups: 9:00 a.m. - 5:00 p.m.

MainATMDrive-thru

Heartland-Williamson Street

944 Williamson St, Madison, WI, 53703

Mon-Fri Lobby: 9:00 a.m. - 5:00 p.m. Drive-Ups: 9:00 a.m. - 5:00 p.m. Saturday Lobby: Closed Drive-Ups: 9:00 - Noon

ATMDrive-thru

Heartland-Dodgeville

1205 Joseph St, Dodgeville, WI, 53533-9672

Mon-Fri Lobby: 9:00 a.m. - 5:00 p.m. (By appointment)Drive-Ups: 9:00 a.m. - 5:00 p.m.SaturdayLobby: ClosedDrive-Ups: 9:00 - NOON

ATMDrive-thru

Heartland-Lancaster

1000 Ihm St, Lancaster, WI, 53813-9600

Mon-Fri Lobby: 9:00 a.m. - 5:00 p.m. Drive-Ups: 9:00 a.m. - 5:00 p.m. Saturday Lobby: Closed Drive-Ups: 9:00 - Noon

ATMDrive-thru

Heartland-Platteville

1520 E Business Highway 151, Platteville, WI, 53818

Mon-Fri Lobby: 9:00 a.m. - 5:00 p.m. Drive-Ups: 9:00 a.m. - 5:00 p.m. Saturday Lobby: Closed Drive-Ups: 9:00 - NOON

ATMDrive-thru

Heartland-DeForest

120 Vinburn Rd, DeForest, WI, 53532-1487

Mon-Fri Lobby: 9:00 a.m. - 5:00 p.m. Drive-Ups: 9:00 a.m. - 5:00 p.m.

ATMDrive-thru

Heartland-E. Washington Ave

3394 E Washington Ave, Madison, WI, 53704

Lobby: M-F 9:00-5:00 Drive-up: M-F 9:00-5:00

ATMDrive-thru

Heartland-Rimrock Rd

101 E Rusk Ave, Madison, WI, 53713

Lobby: M-F 9:00-5:00 Drive-up: M-F 9:00-5:00; Sa 9:00-12:00

ATMDrive-thru

Heartland-Struck St

709 Struck St, Madison, WI, 53711

Lobby: M-F: 9:00-5:00 Drive-up: M-F 9:00-5:00

ATMDrive-thru

Heartland-Oregon

744 N Main St, Oregon, WI, 53575

M-F 9:00a.m. - 5:00p.m. Sa 9:00a.m. - Noon (Drive-up only)

ATMDrive-thru

2 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.