🏦Bank Scorer

HEARTLAND

Inver Grove Hei, MN · State Credit Union · Chartered in MN

Well Capitalized

Who can join

Type 99

Charter #64168Est. 1939RSSD: 382498

Members

10,468

Net Worth Ratio

9.78%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$176.4M

Peer Group 5

Members

10,468

as of latest quarter

Net Worth Ratio

9.78%

Well Capitalized

Institution Profile

NCUA

Address

5500 S Robert Trl, Inver Grove Hei, MN 55077

Chartered

1939

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$176.4M

Total Shares

$152.3M

Total Loans

$104.0M

Net Income

$76K

Net Worth Ratio

9.78%

≥7% = Well Capitalized

Members

10,468

Return on Assets

0.04%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.26%

$269K

Loan-to-share ratio: 68.2%· healthy range 60–80%

Branch Locations

NCUA

Main Office

5500 S Robert Trl, Inver Grove Heights, MN, 55077

8am-5pm Monday - Wednesday 8am-5:30pm Thursday & Friday 9am-12pm Satudray

MainATMDrive-thru

New Prague

100 Alton Ave, New Prague, MN, 56071

9:00am - 5:00pm Monday-Friday 9:00am - 12:00pm Saturday

ATMDrive-thru

LOL

4001 Lexington Ave N, Arden Hills, MN, 55126

9 am to 4 pm Monday-Friday

ATM

Hugo

14727 Victor Hugo Blvd N, Hugo, MN, 55038

8am-5pm Monday - Wednesday 8am-5:30pm Thursday & Friday 9am-12pm Satudray

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.