🏦Bank Scorer

HAWAII CENTRAL

Honolulu, HI · Federal Credit Union · Chartered in HI

MDIWell Capitalized

Who can join

Employer / occupational group

Charter #24839Est. 1937RSSD: 710390

Members

16,294

Net Worth Ratio

9.70%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$311.3M

Peer Group 5

Members

16,294

as of latest quarter

Net Worth Ratio

9.70%

Well Capitalized

Institution Profile

NCUA

Address

681 S King St, Honolulu, HI 96813-3016

Chartered

1937

Branch Locations

3 locations

Membership Eligibility

Employer / occupational group

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$311.3M

Total Shares

$287.4M

Total Loans

$175.0M

Net Worth Ratio

9.70%

≥7% = Well Capitalized

Members

16,294

Delinquency Rate (60d+)

1.06%

$1.9M

Loan-to-share ratio: 60.9%· healthy range 60–80%

Branch Locations

NCUA

Hawaii Central Federal Credit Union

681 S King St, Honolulu, HI, 96813-3016

MTWTH 8:30 a.m. to 5:00 p.m. F 8:30 a.m. to 6:00 p.m.

Main

First Hawaiian Bank

999 Bishop St, Honolulu, HI, 96813-4423

Harkness Branch

1301 Punchbowl St, Honolulu, HI, 96813-2402

Monday - Thursday: 8:00 am to 4:30 pmFriday: 7:15 am to 4:30 pm

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.