HARVARD
Cambridge, MA · Federal Credit Union · Chartered in MA
Who can join
Occupational / select employee group
Members
58,845
Net Worth Ratio
8.64%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.25B
Peer Group 6
Members
58,845
as of latest quarter
Net Worth Ratio
8.64%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$1.25B
Total Shares
$922.3M
Total Loans
$1.04B
Net Income
$725K
Net Worth Ratio
8.64%
≥7% = Well Capitalized
Members
58,845
Return on Assets
0.06%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.68%
$7.1M
Loan-to-share ratio: 113.3%· healthy range 60–80%
Branch Locations
NCUA104 Mt Auburn
104 Mount Auburn St Ste 4, Cambridge, MA, 02138-5019
M-F 8:30-4:30
MGH
55 Fruit St, Boston, MA, 02114-2621
M-F 9-4 Th 8-4
Charlestown Navy Yard
149 13th St, Charlestown, MA, 02129-2020
9:00-4:00
Harvard Square Branch
104 Mount Auburn St Ste 1, Cambridge, MA, 02138-5019
M - W 8:30 - 4:30Thurs - Friday 8:30 - 6:00Sat 8:30 - 12:00
Partners' Health
399 Revolution Dr Rm 3E30, Somerville, MA, 02145-1484
M-F 9:00 am - 4:00 pm
One Brigham Circle
1614 Tremont St, Boston, MA, 02120-1613
M-F 9 am - 4 pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/harvard" target="_blank" rel="noopener">View HARVARD on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.