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HARBORSTONE

Tacoma, WA · State Credit Union · Chartered in WA

LICUWell Capitalized

Who can join

Type 99

Charter #66399Est. 1955RSSD: 8695

Members

120,361

Net Worth Ratio

9.60%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.05B

Peer Group 6

Members

120,361

as of latest quarter

Net Worth Ratio

9.60%

Well Capitalized

Institution Profile

NCUA

Address

Po Box 4207, Tacoma, WA 98438

Chartered

1955

Branch Locations

32 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.05B

Total Shares

$2.61B

Total Loans

$2.33B

Net Worth Ratio

9.60%

≥7% = Well Capitalized

Members

120,361

Delinquency Rate (60d+)

0.60%

$13.9M

Loan-to-share ratio: 89.3%· healthy range 60–80%

Branch Locations

NCUA

Administrative Office

9611 Gravelly Lake Dr Sw, Lakewood, WA, 98499-1510

M-F 8am-5pm

Main

74th Street Branch

7220 Tacoma Mall Blvd, Tacoma, WA, 98409

M-Th 9am - 5pm, including drive-up Friday 9am - 6pm, including drive-up Sat 9am - 1pm, including drive-up

ATMDrive-thru

Bonney Lake Branch

20608 State Route 410 E, Bonney Lake, WA, 98391-8366

M-Th 9am - 5pm, including drive-up Friday 9am - 6pm, including drive-up Sat 9am - 1pm, including drive-up

ATMDrive-thru

Center Street Branch

4720 Center St, Tacoma, WA, 98409-2318

M-Th 9am - 5pm, including drive-up Friday 9am - 6pm, including drive-up Sat 9am - 1pm, including drive-up

ATMDrive-thru

Gig Harbor

4811 Borgen Blvd, Gig Harbor, WA, 98332-6826

M-Th 9am-5pm including drive-up Friday 9am - 6pm including drive-up Sat 9am - 1pm including drive-up

ATMDrive-thru

Hawks Prairie

1445 Galaxy Dr NE, Lacey, WA, 98516-4754

M-Th 9am - 5pm , including drive-up Friday 9am - 6pm , including drive-up Sat 9am - 1pm , including drive-up

ATMDrive-thru

Lakewood Branch

6019 Lake Grove St SW, Lakewood, WA, 98499

M-Th 9am - 5pm including drive-up Friday 9am - 6pm including drive-up

ATMDrive-thru

McChord Branch

532 Barnes Blvd, Joint Base Lewis McChord, WA, 98438-1304

M-F 9am-5pm Driveup M-F 9am-5pm

ATMDrive-thru

Spanaway Branch

136 167th St S, Spanaway, WA, 98387-8264

M-Th 9am - 5pm including drive-up Friday 9am - 6pm including drive-up Sat 9am - 1pm including drive-up

ATMDrive-thru

South Hill Branch

3921 S Meridian, Puyallup, WA, 98373-3675

M-Th 9am - 5pm including drive-up Friday 9am - 6pm including drive-up Sat 9am - 1pm including drive-up

ATMDrive-thru

22 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.