HARBOR POINTE
Duluth, MN · State Credit Union · Chartered in MN
Who can join
Type 99
Members
8,002
Net Worth Ratio
13.35%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$157.5M
Peer Group 5
Members
8,002
as of latest quarter
Net Worth Ratio
13.35%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$157.5M
Total Shares
$136.1M
Total Loans
$127.7M
Net Income
$559K
Net Worth Ratio
13.35%
≥7% = Well Capitalized
Members
8,002
Return on Assets
0.36%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.21%
$274K
Loan-to-share ratio: 93.8%· healthy range 60–80%
Branch Locations
NCUADowntown Main Office
11 W 2nd St, Duluth, MN, 55802-2014
9-5 M-Thurs. 9-5:30 Fri.
Kenwood Branch
1515 Kenwood Ave Ste 200, Duluth, MN, 55811-2655
9-5 M-Thurs. 9-5:30 Fri. 9-1 Sat.
Miller Hill Branch
4433 Trinity Rd, Duluth, MN, 55811
9-6 M-F 9-1 Sat.
Fiserv- Integrasys- Portico
255 Fiserv Dr, Brookfield, WI, 53045-5815
all
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/harbor-pointe" target="_blank" rel="noopener">View HARBOR POINTE on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.