HAR-CO
Bel Air, MD · State Credit Union · Chartered in MD
Who can join
State government employees (special charter)
Members
13,626
Net Worth Ratio
9.65%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$285.5M
Peer Group 5
Members
13,626
as of latest quarter
Net Worth Ratio
9.65%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$285.5M
Total Shares
$256.6M
Total Loans
$190.9M
Net Worth Ratio
9.65%
≥7% = Well Capitalized
Members
13,626
Delinquency Rate (60d+)
0.39%
$736K
Loan-to-share ratio: 74.4%· healthy range 60–80%
Branch Locations
NCUAMain Branch
30 N Hickory Ave, Bel Air, MD, 21014-3249
7:30 a.m.- 5:00 p.m. Mon-Wed 7:30 a.m. - 7:00 p.m. Thur-Fri 9 a.m. - 1 p.m. Sat
Aberdeen
1028 Middleton Rd, Aberdeen, MD, 21001-2281
9 a.m. - 5 p.m. Mon-Wed 9 a.m. - 7 p.m. Thur-Fri 9 a.m. - 1 p.m. Sat
Abingdon
3422 Emmorton Rd, Abingdon, MD, 21009-2016
7:30 a.m. - 5:00 p.m. Mon-Wed 7:30 a.m. - 7:00 p.m. Thur-Fri 9:00 a.m. - 1:00 p.m. Sat
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/har-co" target="_blank" rel="noopener">View HAR-CO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.