HAPPY VALLEY
Elizabethton, TN · State Credit Union · Chartered in TN
Who can join
State government employees (special charter)
Members
3,228
Net Worth Ratio
18.21%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$36.4M
Peer Group 3
Members
3,228
as of latest quarter
Net Worth Ratio
18.21%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$36.4M
Total Shares
$29.6M
Total Loans
$9.4M
Net Income
$93K
Net Worth Ratio
18.21%
≥7% = Well Capitalized
Members
3,228
Return on Assets
0.26%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.18%
$17K
Loan-to-share ratio: 31.7%· healthy range 60–80%
Branch Locations
NCUAHappy Valley Credit Union
210 E C St, Elizabethton, TN, 37643-2722
M-F -- 8 a.m. to 5:00 p.m.
HP
5555 Windward Pkwy, ALPHARETTA, GA, 30004
FISERV SUMMIT
2501 S STATE HIGHWAY 121 BUS, LEWISVILLE, TX, 75067
MONDAY - FRIDAY 8:00 A.M. - 5:00 P.M.
Citizens Bank
300 Broad St, Elizabethton, TN, 37643-2700
9-4:30
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/happy-valley" target="_blank" rel="noopener">View HAPPY VALLEY on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.