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HAPO COMMUNITY

Richland, WA · State Credit Union · Chartered in WA

LICUWell Capitalized

Who can join

Type 99

Charter #68239Est. 1953RSSD: 714389

Members

213,152

Net Worth Ratio

10.42%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$3.09B

Peer Group 6

Members

213,152

as of latest quarter

Net Worth Ratio

10.42%

Well Capitalized

Institution Profile

NCUA

Address

601 Williams Blvd, Richland, WA 99354

Chartered

1953

Branch Locations

26 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$3.09B

Total Shares

$2.66B

Total Loans

$2.14B

Net Worth Ratio

10.42%

≥7% = Well Capitalized

Members

213,152

Delinquency Rate (60d+)

0.10%

$2.2M

Loan-to-share ratio: 80.3%· healthy range 60–80%

Branch Locations

NCUA

Richland

601 Williams Blvd, Richland, WA, 99354

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm

MainATMDrive-thru

Kennewick

4 N Union St, Kennewick, WA, 99336-2216

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm Saturday Full Service 9:00am-1:00pm

ATMDrive-thru

Pasco

2701 N 20th Ave, Pasco, WA, 99301

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm

ATMDrive-thru

Meadow Springs

631 Gage Blvd, Richland, WA, 99352

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm

ATMDrive-thru

West Pasco

4902 Road 68, Pasco, WA, 99301-8904

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm Saturday: 9:00 AM-1PM

ATMDrive-thru

Yakima

903 Seattle Slew Run, Yakima, WA, 98908

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm

ATMDrive-thru

Sunnyside

322 S 6th St, Sunnyside, WA, 98944

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm

ATMDrive-thru

Queensgate

3034 Duportail St, Richland, WA, 99352-6103

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm Saturday Full Service 9:00am-1:00pm

ATMDrive-thru

Walla Walla

2376 TAUMARSON RD, College Place, WA, 99324

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm Sat 9:00am-1:00pm

ATMDrive-thru

Terrace Heights

3001 Stonewood Ct, Yakima, WA, 98901

Lobby: M - F 9:00am - 5:30pm Drive Thru M-F 9:00am-6:00pm Saturday Full Service 9:00am-1:00pm

ATMDrive-thru

16 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.