GULF WINDS
Pensacola, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
74,184
Net Worth Ratio
9.93%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$1.33B
Peer Group 6
Members
74,184
as of latest quarter
Net Worth Ratio
9.93%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$1.33B
Total Shares
$1.19B
Total Loans
$920.1M
Net Income
$1.2M
Net Worth Ratio
9.93%
≥7% = Well Capitalized
Members
74,184
Return on Assets
0.09%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.31%
$2.8M
Loan-to-share ratio: 77.3%· healthy range 60–80%
Branch Locations
NCUAAdministration Building
220 E Nine Mile Rd, Pensacola, FL, 32534-3145
7AM-5PM Mon-Fri
Atmore Branch
201 S Main St, Atmore, AL, 36502-2447
9AM-5PM Mon-Fri 9AM-12PM Sat (D-Thru only)
Blue Angel Branch
5996 N Blue Angel Pkwy, Pensacola, FL, 32526-1612
9AM-5PM Mon-Fri
Creighton Branch
1444 Creighton Rd, Pensacola, FL, 32504
9AM-5PM Mon-Fri
Gulf Breeze Branch
1300 Shoreline Dr, Gulf Breeze, FL, 32561
9AM-5PM Mon-Fri
Milton Branch
5850 Highway 90, Milton, FL, 32583
9AM-5PM Mon-Fri 9AM-12PM Sat (D-Thru only)
Brewton Branch
2580 Douglas Ave, Brewton, AL, 36426-3552
9AM-5PM Mon-Friday
Garden St Branch
400 W GARDEN ST, PENSACOLA, FL, 32502
M-F 9AM-5PM
Crawfordville
11 Preston Cir, Crawfordville, FL, 32327
9AM-5PMM-F
Mahan
1447 Mahan Dr, Tallahassee, FL, 32308
9AM-5PMMonday-Friday
3 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/gulf-winds" target="_blank" rel="noopener">View GULF WINDS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.