GUARDIANS
West Palm Beach, FL · State Credit Union · Chartered in FL
Who can join
Type 99
Members
36,283
Net Worth Ratio
14.53%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$309.5M
Peer Group 5
Members
36,283
as of latest quarter
Net Worth Ratio
14.53%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$309.5M
Total Shares
$256.1M
Total Loans
$211.6M
Net Income
$340K
Net Worth Ratio
14.53%
≥7% = Well Capitalized
Members
36,283
Return on Assets
0.11%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.12%
$260K
Loan-to-share ratio: 82.6%· healthy range 60–80%
Branch Locations
NCUAMain Office
3469 Summit Blvd, West Palm Beach, FL, 33406
8:00AM-5:30PM on Monday, Tuesday, & Thursday; 10:00AM-5:30PM on Wednesday; 7:30AM-6:00PM on Friday; 9:00AM-12:00PM on Saturda
Boynton Beach
1301 N Congress Ave, Boynton Beach, FL, 33426
8:00AM-5:30 PM on Monday, Tuesday & Thursday; 10:00AM-5:30PM on Wednesday; 7:30AM-6:00PM on Friday; 9:00AM-12:00PM on Saturda
Ft Pierce
4009 Okeechobee Rd, Fort Pierce, FL, 34947-4563
8:00AM-5:30PM on Monday, Tuesday, Thursday 10:00AM-5:30PM on Wednesday 7:30AM-6:00PM on Friday 9:00AM-12:00PM on Saturday
Central Palm Beach
8993 Okeechobee Blvd, West Palm Beach, FL, 33411
10:00-5:00 Monday-Thursday 9:00- 6:00 Friday
South Florida FCU Main Branch
1902 NW 14th Ave, Miami, FL, 33125-1658
Monday-Wednesday 8am to 3pmThursday Friday 8am -4pmSaturday Sunday Closed
Ibis
10130 Northlake Blvd, West Palm Beach, FL, 33412
10:00-5:00 Monday-Thursday 9:00-6:00 Friday
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/guardians" target="_blank" rel="noopener">View GUARDIANS on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.