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GREATER KENTUCKY CU, INC.

Lexington, KY · State Credit Union · Chartered in KY

LICUWell Capitalized

Who can join

State government employees (special charter)

Charter #62228Est. 1953RSSD: 208196

Members

9,295

Net Worth Ratio

11.79%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$85.5M

Peer Group 4

Members

9,295

as of latest quarter

Net Worth Ratio

11.79%

Well Capitalized

Institution Profile

NCUA

Address

1001 Red Mile Road, Lexington, KY 40504

Chartered

1953

Branch Locations

2 locations

Membership Eligibility

State government employees (special charter)

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$85.5M

Total Shares

$75.0M

Total Loans

$62.9M

Net Worth Ratio

11.79%

≥7% = Well Capitalized

Members

9,295

Delinquency Rate (60d+)

0.43%

$269K

Loan-to-share ratio: 83.8%· healthy range 60–80%

Branch Locations

NCUA

MAIN OFFICE

1001 RED MILE RD, LEXINGTON, KY, 40504-2650

9AM-4PM M-F 9AM-1PM S

MainATMDrive-thru

VERSAILLES BRANCH

479 Lexington Rd, VERSAILLES, KY, 40383

9AM-4PM M-F

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.