GRANCO
Ephrata, WA · Federal Credit Union · Chartered in WA
Who can join
Multiple select employee groups
Members
5,053
Net Worth Ratio
11.87%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$98.3M
Peer Group 4
Members
5,053
as of latest quarter
Net Worth Ratio
11.87%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$98.3M
Total Shares
$86.9M
Total Loans
$52.1M
Net Worth Ratio
11.87%
≥7% = Well Capitalized
Members
5,053
Delinquency Rate (60d+)
0.48%
$248K
Loan-to-share ratio: 59.9%· healthy range 60–80%
Branch Locations
NCUAMain Office
217 Alder St SW, Ephrata, WA, 98823
Mon-Fri 9:30-5:30
Moses Lake Branch
401 E 5th Ave, Moses Lake, WA, 98837
M-F 9:30am-5:30pm
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/granco" target="_blank" rel="noopener">View GRANCO on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.