🏦Bank Scorer

GOLD COAST

Palm Springs, FL · Federal Credit Union · Chartered in FL

LICUWell Capitalized

Who can join

Type 34

Charter #967Est. 1936RSSD: 617378

Members

19,617

Net Worth Ratio

11.83%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$267.8M

Peer Group 5

Members

19,617

as of latest quarter

Net Worth Ratio

11.83%

Well Capitalized

Institution Profile

NCUA

Address

2226 S Congress Ave, Palm Springs, FL 33406-7606

Chartered

1936

Branch Locations

4 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$267.8M

Total Shares

$238.3M

Total Loans

$117.6M

Net Income

$287K

Net Worth Ratio

11.83%

≥7% = Well Capitalized

Members

19,617

Return on Assets

0.11%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.44%

$521K

Loan-to-share ratio: 49.3%· healthy range 60–80%

Branch Locations

NCUA

Main Office

2226 S Congress Ave, Palm Springs, FL, 33406-7606

M-F 9:00am to 5:00pm

MainATMDrive-thru

Port St. Lucie

10570 S US Highway 1 Ste 100, Port Saint Lucie, FL, 34952-5606

M, Tue, T, F 9:00am to 5:00pmW 10:00am to 4:00pm

ATMDrive-thru

Belle Glade

145 N Main St Ste 103, Belle Glade, FL, 33430-2644

Mon - Friday 9 AM - 5 PM

ATM

Royal Palm Beach

10469 Southern Blvd, Royal Palm Beach, FL, 33411-4340

Monday - Friday 9:00 AM to 5:00 PM

ATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.