🏦Bank Scorer

GESA

Richland, WA · State Credit Union · Chartered in WA

LICUWell Capitalized

Who can join

Type 99

Charter #68278Est. 1953RSSD: 389086

Members

319,322

Net Worth Ratio

9.32%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$6.72B

Peer Group 6

Members

319,322

as of latest quarter

Net Worth Ratio

9.32%

Well Capitalized

Institution Profile

NCUA

Address

51 Gage Blvd, Richland, WA 99352

Chartered

1953

Branch Locations

45 locations

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$6.72B

Total Shares

$5.59B

Total Loans

$5.27B

Net Worth Ratio

9.32%

≥7% = Well Capitalized

Members

319,322

Delinquency Rate (60d+)

0.45%

$23.6M

Loan-to-share ratio: 94.2%· healthy range 60–80%

Branch Locations

NCUA

South Richland Headquarters

51 Gage Blvd, Richland, WA, 99352

9:00 to 6:00 Mon - Sat

MainATMDrive-thru

Kennewick

100 N Huntington St, Kennewick, WA, 99336

Mon -Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

West Richland

4755 Paradise Dr, West Richland, WA, 99353

Mon -Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

Pasco (Sylvester)

2202 W Sylvester St, Pasco, WA, 99301

Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

Walla Walla (Tietan)

1603 Penny Ln, Walla Walla, WA, 99362

Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

Walla Walla (Poplar)

1355 W Poplar St, Walla Walla, WA, 99362

Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

Wenatchee

1005 N Wenatchee Ave, Wenatchee, WA, 98801

Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

Pasco (Rd 68)

7421 Sandifur Parkway, Pasco, WA, 99301

Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm

ATMDrive-thru

South Kennewick

4500 W 27th Ave, Kennewick, WA, 99338

Mon-Fri 9:00 am to 6:00 pm, Sat 9:00 am to 5:00 pm

ATMDrive-thru

Queensgate

2951 Duportail St, Richland, WA, 99352-6101

Monday-Friday 9:00am to 6:00pmSaturday 9:00am to 1:00pm

ATMDrive-thru

35 more locations not shown.

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.