GESA
Richland, WA · State Credit Union · Chartered in WA
Who can join
Type 99
Members
319,322
Net Worth Ratio
9.32%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$6.72B
Peer Group 6
Members
319,322
as of latest quarter
Net Worth Ratio
9.32%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Financial Snapshot
Total Assets
$6.72B
Total Shares
$5.59B
Total Loans
$5.27B
Net Worth Ratio
9.32%
≥7% = Well Capitalized
Members
319,322
Delinquency Rate (60d+)
0.45%
$23.6M
Loan-to-share ratio: 94.2%· healthy range 60–80%
Branch Locations
NCUASouth Richland Headquarters
51 Gage Blvd, Richland, WA, 99352
9:00 to 6:00 Mon - Sat
Kennewick
100 N Huntington St, Kennewick, WA, 99336
Mon -Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
West Richland
4755 Paradise Dr, West Richland, WA, 99353
Mon -Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
Pasco (Sylvester)
2202 W Sylvester St, Pasco, WA, 99301
Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
Walla Walla (Tietan)
1603 Penny Ln, Walla Walla, WA, 99362
Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
Walla Walla (Poplar)
1355 W Poplar St, Walla Walla, WA, 99362
Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
Wenatchee
1005 N Wenatchee Ave, Wenatchee, WA, 98801
Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
Pasco (Rd 68)
7421 Sandifur Parkway, Pasco, WA, 99301
Mon - Fri 9:00am to 6:00pm Sat 9:00am to 5:00pm
South Kennewick
4500 W 27th Ave, Kennewick, WA, 99338
Mon-Fri 9:00 am to 6:00 pm, Sat 9:00 am to 5:00 pm
Queensgate
2951 Duportail St, Richland, WA, 99352-6101
Monday-Friday 9:00am to 6:00pmSaturday 9:00am to 1:00pm
35 more locations not shown.
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/gesa" target="_blank" rel="noopener">View GESA on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.