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GEORGIA POWER VALDOSTA

Valdosta, GA · Federal Credit Union · Chartered in GA

LICUWell Capitalized

Who can join

Multiple select employee groups

Charter #12291Est. 1958RSSD: 417886

Members

2,758

Net Worth Ratio

15.04%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$22.9M

Peer Group 3

Members

2,758

as of latest quarter

Net Worth Ratio

15.04%

Well Capitalized

Institution Profile

NCUA

Address

1707 Dow Street, Valdosta, GA 31601

Chartered

1958

Branch Locations

1 location

Membership Eligibility

Multiple select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$22.9M

Total Shares

$19.4M

Total Loans

$12.7M

Net Income

$66K

Net Worth Ratio

15.04%

≥7% = Well Capitalized

Members

2,758

Return on Assets

0.29%

annualized · >0.5% healthy

Delinquency Rate (60d+)

0.49%

$63K

Loan-to-share ratio: 65.6%· healthy range 60–80%

Branch Locations

NCUA

Main Office

1707 Dow St, Valdosta, GA, 31601

M-Thursday 8:00 AM - 4:00 PM Friday 8:00 AM - 5:00 PM

MainATMDrive-thru

Mortgage Lending (HMDA)

CFPB HMDA

Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.