GEORGETOWN KRAFT
Georgetown, SC · State Credit Union · Chartered in SC
Who can join
State government employees (special charter)
Members
18,296
Net Worth Ratio
18.04%
min. 7% = Well Capitalized
Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.
At a Glance
Total Assets
$193.6M
Peer Group 5
Members
18,296
as of latest quarter
Net Worth Ratio
18.04%
Well Capitalized
Institution Profile
NCUAWebsite
Phone
Address
Chartered
Branch Locations
Membership Eligibility
Financial Snapshot
Total Assets
$193.6M
Total Shares
$157.6M
Total Loans
$109.7M
Net Income
$610K
Net Worth Ratio
18.04%
≥7% = Well Capitalized
Members
18,296
Return on Assets
0.32%
annualized · >0.5% healthy
Delinquency Rate (60d+)
0.39%
$426K
Loan-to-share ratio: 69.6%· healthy range 60–80%
Branch Locations
NCUAGeorgetown - N. Fraser St.
1379 N Fraser St, Georgetown, SC, 29440-2825
Monday - Thursday 9am - 5pmFriday 9am - 5:30pm
Georgetown - Bourne St.
1530 Bourne St, Georgetown, SC, 29440-4775
Monday - Thursday 9am - 5pm Friday 9am - 5:30pm
Andrews
103 S Morgan Ave, Andrews, SC, 29510-2647
Monday - Thursday 9am - 5pm Friday 9am - 5:30pm
Kingstree
488 Nelson Blvd, Kingstree, SC, 29556-4025
Monday - Thursday 9am - 5pm Friday 9am - 5:30pm
Pawleys Island
49 Jetty Dr, Pawleys Island, SC, 29585-8425
Monday - Thursday 9am - 5pm Friday 9am - 5:30pm
Vital Records Site
100 Galleria Officentre, Southfield, MI, 48034
24 hours
Mortgage Lending (HMDA)
Credit unions that originate mortgages report Home Mortgage Disclosure Act (HMDA) data to the CFPB. This data covers application volumes, approvals, denials, and borrower demographics.
Consumer Complaints
No CFPB complaint data available for this credit union.
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<a href="https://bankscorer.com/credit-union/georgetown-kraft" target="_blank" rel="noopener">View GEORGETOWN KRAFT on Bank Scorer</a>Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.