🏦Bank Scorer

G. C. A.

Lake Charles, LA · Federal Credit Union · Chartered in LA

LICUWell Capitalized

Who can join

Select employee groups

Charter #20529Est. 1971RSSD: 564089

Members

778

Net Worth Ratio

30.30%

min. 7% = Well Capitalized

Credit unions are exempt from CRA. The Community Reinvestment Act applies only to FDIC-insured banks and thrifts. Credit unions are regulated by NCUA and evaluated under a separate safety and soundness framework.

At a Glance

Total Assets

$4.1M

Peer Group 2

Members

778

as of latest quarter

Net Worth Ratio

30.30%

Well Capitalized

Institution Profile

NCUA

Address

P O Box 7278, Lake Charles, LA 70606

Chartered

1971

Branch Locations

1 location

Membership Eligibility

Select employee groups

Financial Snapshot

As of Q1 2026NCUA 5300 Call Report

Total Assets

$4.1M

Total Shares

$2.8M

Total Loans

$964K

Net Worth Ratio

30.30%

≥7% = Well Capitalized

Members

778

Delinquency Rate (60d+)

0.31%

$3K

Loan-to-share ratio: 34.4%· healthy range 60–80%

Branch Locations

NCUA

Main Office

625B Petro Point Dr, Lake Charles, LA, 70607-7054

Monday - Friday 8:15am - 4:15 pm

Main

Mortgage Lending (HMDA)

CFPB HMDA

No HMDA mortgage lending data on record for this credit union.

Consumer Complaints

CFPB / NCUA

No CFPB complaint data available for this credit union.

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Data sourced from NCUA 5300 Call Report and branch data. Updated quarterly.